Something most Democrat have a hard time comprehending: healthcare tracked the regular consumer price index until about fifty years ago…
…when government stepped in to “make healthcare more affordable”. Which worked about as well as it did with education, retirement, housing and every other thing government subsidizes.
The invincible ignorance is a little vexing:
Of course, smart people know that high risk plans aren’t “uninsured” – they’re plans for people at high risk, which may optionally be subsidized. They made a lot of sense, especially when young, healthy people could balance out the system by buying the “catastrophic” care (aka “low risk”) plans, which were super cheap and covered accidents and devastating illnesses and not much else, and most of us of a certain age had when we were in our 20s, if we had insurance.
Say this to a DFLer, and all they hear is a buzzing noise in the background.
How to explain economics to a DFLer?
I asked myself – what is the only kind of business a DFLer understands?
Coffee shops.
The vast majority of DFLers who list themselves as “small business owners”, own coffee shops. When DFL politicians go into the community to meet “small business”, those businesses are coffee shops 99% of the time.
So – how to explain risk pools to someone whose only economic frame of reference is the coffee shop?
Maybe something like this:
DFLer: Healthcare its broken.
Normie: So let’s say you know someone whose caffeine addiction is so intense that Starbucks or Caribou don’t cut it anymore?
DFLer: Send them to Dunn Brothers!
Normie: Why?
DFLer: Because they might need a higher-caffeine content blend to get the jolt they need.
Normie: Even if it costs more?
DFLer: Sure, but there’s ways to make up the difference. And if they need coffee, it’s worth it.
Normie: So…why would you not just require everyone to pay Dunn Brothers prices so everyone gets the same caffeine?
DFLer: That’s just crazy. You’re caffeine-ily illiterate.
Hmm.
It’s just crazy enough to try.
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