So your 401K is a mess. Join the club; it sucks.
Imagine how much worse it’d be if, instead of a messed-up 401K, you were dealing with not being able to get water that wouldn’t give you or your kids cholera.
A friend of mine has been involved in starting a charity to help people in Ethiopia and Malawi to drill water wells. Clean water isn’t only essential for mixing a great cocktail – it’s essential for the rest of your life, as well.
So by all means, pitch in if you can.