Shot in the Dark

Why Does Eric Pusey Hate Taxpayers And Property Owners?

As Reagan once said, “It’s not that liberals lie.  It’s just that they say so many things that are not so”.

Now, if you’ve read this blog for a while, you know two things:

  1. I, among very few partisan bloggers in the Twin Cities, make a concerted effort to try not only to remain civil, but to create some sort of a productive, or at least neutral, relationship with leftybloggers – or at least the ones that are worth the effort.  And there are a few.  Rare, but few.
  2. It’s really not easy.  It gets frustrating, dealing with so much bad logic for so long.

Which brings us to this bit by Eric “Big E” Pusey, covering Senator Howe (R – Red Wing) and his effort to restructure the renters rebate.

The piece – and if you guessed it’d be entitled “Why Does Senator John Howe Hate Renters?”, you’re right, but you needn’t get cocky, since one out of four posts on every Minnesota leftyblog starts with some variation on “Why Does Someone Hate Something?” – starts: –

On the Senate floor today, Sen. John Howe (R-Red Wing) tried to explain how canceling the renter’s credit is a good idea. The Senate was debating the Republican’s $1 billion cutback’s bill. This is basically a tax increase on all renters.

“That’s a $170 tax increase on every renter in Minnesota,” Sen. Scott Dibble (DFL Mpls) said.

Well, no.  It’s a cutback on a rebate that renters get.

In Minnesota (if you don’t live here), renters are entitled – via a niggling, sliding, income-based formula – to a refund of a piece of the property taxes paid by their landlord on the property they’re renting.  On the one hand, if you’re poor – and up until about 18 years or so ago, I certainly was – it is an annual tradition in Minnesota; waiting for the rebate check.  When I was a single guy making $12K a year and paying out $300 amonth in rent in 1989, it was a nice little $400 bump.

Of course, that money comes from somewhere – the state’s gross property tax receipts, in this case.

And with that pool dropping, as property values decline and foreclosures continue mounting, it’s high time the state re-jiggered the formula.

Pusey doesn’t see it that way, naturally.  He quotes Howe’s speech to the Senate:

It’s [the renter’s credit] actually encouraging people to stay in that renter mode, and not achieve what we want people to move forward. If we want to be “progressive”, we need to help people to achieve their dreams and their goals. And we shouldn’t hold them back. I view a renter’s credit as something that holds people back. It doesn’t encourage the type of behavior that we want. It doesn’t encourage the type of dreams and hopes that people can achieve to having their home ownership. And it runs counterproductive to other things that we do.

First of all, he keeps using the word “progressive.” To quote Inigo Montoya from the movie “Princess Bride”: “You keep using that word. I do not think it means what you think it means.”

(Entirely possible, but that doesn’t mean Pusey gets it right…)

Secondly, isn’t it the Republican mantra on taxes that people should keep more of their own money or something? So why is it a good idea to take away this tax break for renters? Oh … I get it … they’re not millionaires …

Pusey doesn’t get it.

People should keep their own money – poor, rich, and everyone in between, myself included.

But don’t  mistake the renters rebate for “people keeping their own money’; it’s a rental housing subsidy that gives tax revenues back to certain “targeted” constituencies – renters making less than $30K or so a year.  While landlords (and regular homeowners, who have nobody to pass the costs down to, even more so) get clobbered with property taxes (especially if you’re stuck living in a DFL-plagued city like Saint Paul), renters get a piece of that money directed back to them.

Wouldn’t it be better to just lower taxes, and let the rental market pass the savings down to the renter?

Indeed, the market for rental prices is affected by a dizzying number of variables, most of them tied, directly or indirectly, to big government.  “Affordable Housing” – houses and apartments that might not make it into Architectural Digest, but are inexpensive – is zoned out of existence by utopian City Councils from New York City to Saint Paul, to be replaced by tax-funded Public Housing and/or “affordable housing”, built and subsidized by taxpayers but not remotely “affordable” except maybe in the out-of-pocket cost to the government client “renter”.   The taxes to make more “affordable housing” combine to make housing, ironically, less affordable and, in bad times, contributing to a vicious cycle that forces out home owners (by foreclosure or tax fatigue), lowering property values, and thus tax revenues, thus requiring more tax increases…

At its worst, the “Renters Rebate” insulates the poor from the profligacy of city government; if they didn’t get part of the price of their over-taxed rental property rebated to them, perhaps they would take a closer look at the stupidity of their city and county governments, the same way the profligacy of the 2009-2010 DFL legislature and the 2009-2010 Congress made so many Americans do the same before the last election.

Look – the formula’s being re-jiggered.  People will still get rebate checks.  They’ll get smaller.

Perhaps it’s time those renters took a moment to ask where the money comes from, and why.

I wonder if Eric Pusey would care to help do that?

(And isn’t it hilarious that the Democrats call the Bush Tax cuts – which cut taxes across the board, from billionaires to minimum wage owners, a “subsidy” and “spending”, while the portion or the renter’s rent that goes into property taxes is not?)


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18 responses to “Why Does Eric Pusey Hate Taxpayers And Property Owners?”

  1. Chuck Avatar
    Chuck

    Why the gov’t is bad. They pick winners and losers. Instead of lowering the cost of gov’t overall, therefore lowering everyone’s tax liability, the Democrats want to tax higher, then pick who gets cash transfers from the state treasury.

    If the gov’t spent within their means, then property taxes would be moderated, and therefore rent increases would be less. Everyone wins.

  2. LearnedFoot Avatar
    LearnedFoot

    “That’s a $170 tax increase on *every* renter in Minnesota,”

    Unles something has changed in the last 10 years, this is an absolute, execrible bald faced lie. The last time I rented (over 10 years ago), if you reported more than $30k of taxable income you got no credit. Presumably because that was the threshold for “rich” back then.

  3. Chuck Avatar
    Chuck

    Foot…..I last rented about 7 years ago, and that sounds right. I never received said tax rebate due to what I paid in rent and what my income was.

  4. Craig Westover Avatar
    Craig Westover

    Eric asks this question: “How does increasing someone’s taxes help them save to buy for a downpayment? How does reducing the amount of money in someone’s pocket help them buy a home?”

    My answer is, it doesn’t. But I would have to follow-up with the question, “if saving for a downpayment and buying a home is a good thing, how does a progressive income tax facilitate that objective?”

    A person rents, we assume, because he cannot afford to buy. He borrows money for an education loan and gets a degree. He finds a job and begins paying off his loan plus interest. He gets a raise, but instead of being able to pay off his student loan faster and start saving for a downpayment on a home, he must give a greater percentage of his marginal income to the government. That in turns means he has less money to pay on his loan, he incurs more interest debt and he is delayed in efforts to save for a downpayment on a home.

    Thus my paraphrase of Eric’s question:”How does increasing someone’s taxes (through a progressive income tax) help them (sic) save to buy for a downpayment? How does reducing the amount of money in someone’s pocket (through progressive income tax) help them (sic) buy a home?

  5. golfdoc50 Avatar
    golfdoc50

    I’m not convinced by Howe’s logic that the rebate “holds people back.” I hope we learned from the credit meltdown that home ownership is not for everyone. I see what he’s driving at: we don’t want to make remaining in a dependent role an incentive for people, whether it be creating a generation used to living on the dole, or making babies because benefits increase. In other words, moral hazard. Does the rent rebate do this? My opinion is, no, but it’s opinion only. I collected a few of those checks decades ago but when my income rose above the ceiling I never looked back.
    Tax collections are decreasing because of the depressed housing market. The bubble, remember? The state has to make some hard choices, one of which might be to modify the income transfer program called the rent credit. Big E doesn’t impress me with his ad hominem argument (Sen. Howe doesn’t hate renters). Rents rise and fall based on market availability, except when government tries to game the system by mandating rent control (leads to shortages) or “affordable housing” (encourages gaming the system to qualify. I have a relative who did just that in Colorado).
    I’m with you Mitch, in wanting to see more, not less free marketing.

  6. Kermit Avatar
    Kermit

    Next the GOP will be calling for a rollback on the “Earned Income Tax Credit”. Just because it’s a tax credit on income that’s not actually “earned”, paid to people who don’t actually pay taxes, doesn’t mean those people don’t appreciate the largess.
    Our masters are indeed munificent.

  7. Troy Avatar
    Troy

    Government subsidizing the housing rental market. What could go wrong? 😛

    Reading the comment section over at the article you could also ask “Why do Joe Bodell and TwoPuttTommy hate logic?”.

  8. Kermit Avatar
    Kermit

    I surmise from Mr. Bodell’s comment he favors a progressive sales tax. It’s only logical.

  9. Seflores Avatar
    Seflores

    “When I was a single guy making $12K a year and paying out $300 amonth in rent in 1989, it was a nice little $400 bump.” On planet Liberal, our host has just locked in his status of NEVER being able to criticize this or any other gov’t program again. Ever.
    On planet earth, we recognize that a problem with Democracy is that eventually the majority will decide to vote themselves rich with a piddling $300 or so here and there. Whether it’s this $300 bucks or the EITC, or the ethanol subsidy – be certain to catch the horror stories on the Nightly Victim Report (pick a channel) of a baby that will go without formula all for the lack of $25 a month.
    To paraphrase the late Rick James, “that Other People’s Money, it’s a helluva drug.”

  10. Craig Westover Avatar
    Craig Westover

    Kermit —

    To a degree, the sales tax is progressive. If one is in the 10 percent tax bracket, one must earn roughly 7.2-cents to pay 6.5-cents of sales tax on every dollar. If one is in the 15 percent tax bracket, one must earn north of 7.6-cents to pay the same 6.5-cents of sales tax on a dollar. Sales tax is paid with after (income) tax dollars.

  11. Andrew Rothman Avatar

    The renter’s credit is actually part of two wrongs trying to make a right.

    By law, omeowners pay a much lower property tax rate than landlords, because their property is “homesteaded.” So the landlords do have a much higher property tax burden to pass on to renters. This credit attempts to offset that high tax rate — but only for the poor.

    So, really, the question is this: why does Pusey hate middle-class renters?

    The reason for the disparity is because renters’ property tax is hidden in their rent, while homeowners can see how much they’re getting fleeced.

    If we really wanted to make things fair, we’d either a) tax residential property — whether owner-occupied or renter-occupied — at a consistent rate, or b) bill property taxes directly to the renter.

  12. Andrew Rothman Avatar

    Yeah, okay, WordPress made a hash of my formatting. What up with that?

  13. LearnedFoot Avatar
    LearnedFoot

    “Why do Joe Bodell and TwoPuttTommy hate logic?”

    Syphilis?

    (At least in Two Putz’s case)

  14. Kermit Avatar
    Kermit

    Craig, why do you want to hold poor people down? Make them buy less valuable goods because their dollar doesn’t go as far as someone more affluent?
    Sales tax is the most regressive tax we impose. Playing with the numbers doesn’t change this.

  15. Kermit Avatar
    Kermit

    I mean, seriously, you are reducing the limited buying power of poor people by 6.5%, yet Mark Dayton can go out and buy the same items and pay the same tax, without having to pawn one of his Renoirs.
    You call that “progressive”. I call it punitive.

  16. Chuck Avatar
    Chuck

    I bought beer tonight at Big Top Liquor on University. Unless my Excel is malfunctioning, I paid 10.1% sales tax on my beer. Also stopped at Wal-mart and noted that since it is the first of the month, there were a large number of people at Wal-Marts check cashing service. Co-incidence?

  17. Speed Gibson Avatar

    The rent credit is nothing but welfare. You are getting a cut of the taxes someone else paid. That tax numbers are involved in the calculation is of no account. It’s welfare since it’s based on the income of the renter as LF noted. As further proof, when my mother passed away in January 2005, her 2004 rent credit vanished, not payable to an estate unless filed by the renter before dying.

  18. Scott Hughes Avatar
    Scott Hughes

    Wouldn’t it be better to just lower taxes, and let the rental market pass the savings down to the renter?

    If they really wanted to help out the renter out of the box they’d not steal from property owner-investor in a wealth transfer scheme. The amount of rent on a property will always be driven by mortgage payments, upkeep and maintenance, taxes, and ROI.

    Good luck with that, the purse snatchers won’t be happy until they force the property owner into giving an equity share of the property to the “less fortunate”.

    Of course we could always go back to the Cabrini-Green model and let the government provide rent subsidized housing! pfft……

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