"Oh, the plans I have for my next tax refund..."

Let me guess... You're going to pay off your credit card that you used to buy gas to keep bringing your laptop into the shop?

You let the government withold more taxes than you owe from your paycheck?
I suppose you'll drive your volvo down to the bank to cash your refund check. There's probably a quaint downtown shop on the way where you can buy an alpaca wool cardigan. Maybe you'll swing by caribou coffee & grab a latte while you're at it.

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